The goal of this program is to assist economically disadvantaged families become
economically self-sufficient. Chronically economically disadvantaged individuals
are in great need of support and direction. Dependent on the Social Welfare
system for their sustenance, they may learn to doubt the possibility of a
self-sufficient future. Intensive case management and staff involvement helps
families to trust the program and to believe in their own potential for
self-sufficiency.
teach them the basics of money management and financial literacy. One
on one instruction is given at their home. A workbook on Financial Planning
is given to the student and the instructor assists the student in creating
their own personal budget. Each week the student is required to carefully
monitor the money that comes into the household and how it is spent. As
the student progresses, he/she learns how to make sound spending and
saving choices. This skill aids in empowering formerly homeless adults to
become economically self-sufficient and increases their chances of
becoming homeowners.
foreclosure rares in the nation and many of the families we've encountered
struggle to maintain their mortgage payments. We aid families facing
foreclosure by acting as an intermediary between the family and the
mortgage company. We have prevented five foreclosure as a result of this
program. In addition, WHPDC helps families with consumer debt issues.
This part of the program attempts to reverse the poor credit rating of
families suffering from severe consumer debt. WHPDC teaches them good
spending and savings habits and budgetary skills, so they can eventually
qualify for home ownership themselves.
